The federal government has decided to delay its planned increase in the capital gains tax inclusion rate, moving the date to January 1, 2026. The announcement, made by Finance Minister Dominic LeBlanc on January 31, 2025, comes after an initial proposal in April 2024, which prompted a flurry of commercial real estate transactions as investors sought to divest before the tax hike took effect. 

In a series of announcements in late January, the Canadian Mortgage and Housing Corporation (CMHC) announced various critical funding and initiatives targeting the housing crisis across Ontario. These investments, which span several programs under the National Housing Strategy (NHS), prioritize the construction and repair of affordable homes for diverse communities, including those in urgent need. With...

The start of a new year presents a unique opportunity for reflection and redirection—a clean slate to set ambitious goals and redefine your path. For many, the journey toward financial freedom and security is high on the list of aspirations. If this sounds like you, one of the best places to begin is with a mindset shift: understanding the difference between being “rich” and being “wealthy.” This subtle...